Bank of America, one of the largest financial institutions globally, was founded in 1904 as the Bank of Italy by Italian immigrant Amadeo Peter Giannini in San Francisco. Giannini’s mission was pioneering for its time: to serve immigrants and "the little fellows" often overlooked by other banks, reflecting a commitment to inclusive banking[1][2][3]. The bank officially adopted the name Bank of America in 1930 and grew significantly under Giannini’s leadership, who became a key figure in 20th-century American banking[1][7]. Throughout its history, Bank of America has expanded through major mergers and acquisitions, including the 1992 merger with Security Pacific Corporation, which created the nation’s second-largest bank, and the 1998 acquisition of NationsBank, which led to the formation of the current Bank of America Corporation headquartered in Charlotte, North Carolina[1][2][3][4]. It further expanded its wealth management and investment banking capabilities by acquiring Merrill Lynch during the 2008 financial crisis, establishing a strong presence in these sectors[2]. Bank of America today serves a broad client base encompassing individuals, small and middle-market businesses, large corporations, and governments, offering a comprehensive range of banking, investment, and financial risk management products and services. It operates approximately 4,600 banking centers and 16,000 ATMs across the U.S. and maintains a global commercial banking footprint[2][3][5]. Its wealth management unit is the second largest worldwide, managing over $1 trillion in assets[2]. Notable achievements include pioneering the general-purpose credit card, which evolved into the widely used Visa card, and introducing one of the first home banking products in 1983, allowing customers to manage finances electronically[4][8]. The bank has demonstrated resilience through economic challenges, repaying government aid after the 2008 crisis and maintaining strong customer satisfaction, as recognized by J.D. Power awards[2][